Service and Fees - Gaia Capital Management, Inc.

Services

Gaia Capital Management, Inc. has an account for every need. Through our relationships with various financial institutions we offer:

Retirement Plans

Traditional and Roth IRA

SEP-IRA

401(k)

Profit Sharing Plans

403(b) Plans for Nonprofit Organizations

Education Funding

Education Plans

529 College Savings Plans

Taxable Brokerage Accounts

Emergency Funds (beyond the bank account)

Investments for individuals and families

Short-term cash management

Reserve Funds

Endowments

Charitable Giving

Trusts

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Taxable brokerage accounts accommodate a wide variety of individuals, organizations and trusts. They may include a range of full service features that make them very flexible cash management and investment vehicles such as:

Visa debit cards
Checking
Wire transfer
Electronic deposits and withdrawals
Bill paying
Internet access
Customer service seven days a week

We offer clients a vast array of investment choices including, but not limited to:

Common stocks
Preferred stocks
Taxable bonds
Tax-free bonds
Certificates of deposit
Annuities
Real estate investment trusts
Mutual funds
Commodities

To promote diversification, we prefer to use mutual funds and exchange traded funds. There is a mutual fund for every kind of investment mentioned above, and more. We may use common stocks to amplify returns as opportunities present.

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Fees

Client fees are our sole source of income. Fees are charged based on the dollar amount in client accounts. All fees are subject to change without notice.

Account Balance	Fee
First $99,999	1.25%
Next $400,000 ($100,000 to $499,999)	0.95%
Next $500,000 ($500,000 to $999,999)	0.75%
$1,000,000 and above (balance over $1 million)	0.65%
Minimum Fee - New Contributory Retirement Account (2 yrs)	$25
Minimum Fee - Regular	$75

To reward our clients that have had a continual investment relationship with us over the years, we have initiated a customer loyalty discount. The discount will be applied to the quarterly fee, based on the date the first investment is placed for the client or common billing relationship.

3% discount after 2 years

5% discount after 5 years

10% discount after 10 years

Fees may be deductible on income tax forms. Consult your tax advisor.

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Products/Strategies

Below are links to Briefs we have developed - short publications describing products and how we help with providing services for that product.